CMAA is pleased to introduce the CMAA Directors and Officers Liability Program, custom crafted for members of CMAA. The availability of Directors and Officers Liability Insurance (D&O) expands CMAA’s role as a provider of enhanced and exclusive member benefits.

We have partnered with Hays Companies of D.C. (a nationally recognized association program broker) and Philadelphia Insurance Company (AM Best Rated A+, Superior) to administer and underwrite this program for you. We are confident that this new insurance plan will provide the value, security, service and satisfaction you’ve come to expect through your CMAA membership. More details can be accessed by visiting the policy Web page or by calling (866) 819-0209.

A few highlights of the CMAA D&O Plan:

• Defense costs are included in addition to the Limit of Liability, and NOT capped
• Primary limits up to $10 million, with excess limit available
• Punitive Damages Coverage provided, with NO sub-limit
• Membership Discrimination Allegations included, with NO sub-limit or separate deductible
• Third party EPL coverage is included
• Coverage for mismanagement of club finances is included in the insuring agreement
• Sub-contractors Included under the EPL extension
• Professional Liability Coverage can be extended to independent contractors
• Option to have the insurer assume the defense of claims, or use local counsel upon approval
• Automatic Non-Profit Subsidiary coverage
• For-Profit Subsidiary coverage available upon request
• Coverage written on an admitted basis, in all states except Louisiana

Furthermore, exclusive to CMAA members:

• 5% Premium Discount the first year, 10% at renewal
• Customized CMAA endorsement, which is exclusive to CMAA members
• Convenient online application services
• Loss Prevention Hotline – two hours of free legal consultation, per issue, included for policy holders to help insureds prevent losses associated with Errors and Omissions (E&O) and EPL exposures, and to educate policy holders on workplace risk and wrongdoing
• Customized risk management information accessible via the CMAA insurance program Web site
• 24-hour quote turnaround
• A new enhancement to the program:
  Coverage for immigration-related claims (i.e. Unlawful Employement of Aliens) this important coverage endorsement provides protection for civil complaint or proceedings, fines and penalties involving violation of the Federal Immigration and Nationality Act or any other Federal Immigration Law.

For more details about CMAA’s D&O Program, visit the plan Web site at https://cmaa.haysaffinity.com now. Contact the CMAA D&O Program Insurance Center toll free at (866) 819-0209.