Employee 401(k) Retirement Plans



  • Start-Up Plan:
    • $500 One Time
      Start-Up Fee
    • $250 One Time ERISA Fee
    • $500 Annual Fee
  • Replacement Plan:
    • $250 One Time ERISA Fee
    • $500 Annual CMAA Fee
  • Renewals:
    • $500 Annual Fee

Serviced by
Empower - 200

Attract and Retain Top Talent 

The best employees expect a solid retirement plan to be part of their benefits package. Meet the unique needs of your club with the individual needs of your employees with CMAA’s Employee Retirement Plan.

This Multiple Employer Plan (MEP) allows you to maintain design flexibility while mitigating your fiduciary responsibilities for monitoring, compliance and most administrative tasks. Meaning you have more time to dedicate to your esteemed members and club amenities.

Program Advantages:

  • Flexibility in Plan Design – Maintain your unique plan design features such as: vesting schedules, type and amount of employer match, Roth option, availability of plan loans and hardship.
  • Fiduciary Support – Let us handle many of the fiduciary responsibilities.
  • Reduction of Administrative Responsibility – We’ll take care of items such as employee notices, eligibility tracking and distribution management.
  • Cost Savings – Take advantage of expanded share class availability, open architecture universe of available funds, reduced costs associated with plan document maintenance, restatement or amendment responsibilities.